Introduction

The Bank of Georgia's Online Payment API offers a simple and secure method to integrate payment processing into digital platforms. Link Payment API allows merchants to create unique payment links that redirect customers to a bank-hosted page, streamlining the collection of payments through email, SMS, or any other digital channel. This robust, developer-friendly solution allows businesses to accept payments via VISA, Mastercard, and American Express cards, Apple Pay, Google Pay, payments via BOG APP and BOG loyalty points (Plus, MR).

• What it does: The API's core goal is to simplify online payment acceptance for merchants. It solves the complexity of payment processing and reduces PCI DSS compliance scope by outsourcing the handling of sensitive card data to the bank's secure infrastructure. This enables businesses to request and receive payments efficiently without needing a traditional e-commerce checkout system.

• Key Features: The API supports the creation of pre-orders (payment links), secure redirection to a payment page, and processing payments using cards, wallets and other payment methods.

• Supported Resources: The primary resource is the pre-order. The API ecosystem also includes resources for handling refunds, checking payment details, and deactivating payment links.

• Eventing: The system uses asynchronous webhooks - server-to-server callbacks to a merchant-specified callback_url to provide notifications on final payment outcomes, such as successful or failed transactions, refunds, payment link expirations.